Hawai'i Community Lending

HCL's Hui Waiwai 2026 celebrated families like the Ahunas, who went from COVID relief to owning their dream home in Kauaʻi through partnership and perseverance.

HCL supports Hawaii federal employees during shutdowns with forbearance and offers DHHL grants to help native Hawaiian homeowners in need.

Hawaiʻi Community Lending (HCL) is Hawai’i’s premier nonprofit mortgage lender, helping local and Hawaiian families navigate the path to homeownership. a trusted financial community partner, created to fund the affordable housing ecosystem from homebuyer to home builder to homeowner.