In Partnership with the Southern Weekend

Prepare for your golden years with a financial plan from American Savings Bank

Get on track for retirement with a financial plan tailored to you

Sponsored by American Savings Bank

Preparing for retirement can help you enjoy the golden years you’ve always dreamed of, but that can be difficult in Hawaii. It’s one one of the most expensive places to live in the US, which can make this goal difficult to reach. At American Savings Investment Services and its team of financial consultants help guide people through a comprehensive process to create a financial plan tailored to you.

A financial plan is basically a road map that guides you towards your financial goals. By using a plan, you can assess your current financial state and map out a path to get from where you are to where you want to be. This looks different for everyone, depending on where you are in life and your personal goals for the future.

A good plan will include various components of your finances, such as debt, income, expenses, investment assets, and risk tolerance. Depending on your circumstances, your plan may focus on a single objective or a more complex strategy. Your plan should also include life goals, analysis of your current situation, suggested solutions, a long-term forecast and timeline.

Life is full of competing priorities. You probably have an idea of the things you want to do that will require money, but you may not be confident you can get there. A financial plan may help lessen your financial worries while potentially increasing your chances of achieving your financial dreams. A plan will show you what changes you need to make now and how to make those changes to live the life you envision for yourself — saving and investing in ways that are specially designed for your objectives.

Just like with your physical health, sometimes you need to call in an expert to help with your financial health. The Investment Services team at American Savings is there to help you create your own financial plan or evaluate your current plan if you already have one. You can even book an appointment ahead of time online at

For more information:, Instagram: @asbhawaii, Facebook: American Savings Bank