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Hawaii State FCU on three simple ways to plan for retirement

Don't put off planning for your retirement!

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Have you stopped to consider if you’re ready for retirement? Often times, people put off retirement planning and saving while they’re working because it seems so far into the future. In reality, that’s when you have the time and resources to establish a solid investment and savings plans that can help you reach your retirement goals.

If you’re unsure of where to start, it can be helpful to talk to a financial advisor who can help you determine the right path to reach a comfortable retirement. HI Now host Kainoa Carlson spoke with Financial Advisor Kimberly Weitzel with CUSO Financial Services to learn more.

Weitzel believes there are three basic things people can do to plan for retirement:
1) Live within your means: Basically, don’t spend what you don’t have. That doesn’t mean you can’t enjoy yourself, just make sure that you keep track of your spending, so it doesn’t get out of hand.

2) Make saving a part of your expenses: Make a commitment to setting aside a portion of each paycheck for savings. Just like you’d set aside money to pay rent or bills, treat savings like another expense that you put money towards, and before you know it your savings will grow.

3) Invest: In Weitzel’s parents’ generation, she explains that they were successful in retirement because they worked hard, lived within their means, paid off their homes before they retired, and had pensions with social security.

Weitzel encourages anyone wanting to discuss retirement or investing to reach out to a CFS advisor. You can make a no-obligation appointment with a CFS advisor online at

For more information:, on Facebook or Instagram: @hawaiistatefcu,